Understanding the effect of compensation on recovery from severe motor vehicle crash injuries: a qualitative study

• Published in: Injury prevention Vol. 17; no. 4; pp. 222 - 227
• Main Authors: Murgatroyd, Darnel F, Cameron, Ian D, Harris, Ian A
• Format: Journal Article
• Language: English
• Published: England BMJ Publishing Group Ltd 01.08.2011; BMJ Publishing Group LTD
• Subjects: Accidents, Traffic - economics; Adolescent; Adult; Aged; Claims processing; Compensation; Compensation and Redress; Content analysis; Data collection; Disability Evaluation; driver; Female; Focus Groups; fracture; Humans; Injuries; injury; Insurance Claim Reporting; Male; Middle Aged; Motor vehicles; New South Wales; passenger; pedestrian; qualitative; qualitative methods; Qualitative Research; Researchers; Sociodemographics; Studies; Trauma; Vehicles; Workers compensation; Wounds and Injuries - economics; Wounds and Injuries - rehabilitation; Young Adult; New South Wales
• ISSN: 1353-8047; 1475-5785; 1475-5785
• DOI: 10.1136/ip.2010.029546

ObjectiveTo explore the factors that influence recovery from serious injuries sustained in motor vehicle crashes, particularly differences between those with compensable and non-compensable injuries.Design and settingQualitative study using grounded theory and focus group methods within the trauma service of a university teaching hospital.Participants34 subjects (27 male, 7 female), of whom 21 were participants with a compensation claim and 13 were not. Each had sustained injuries in motor vehicle crashes between two and seven years previously.Main outcome measureThemes identified from transcripts of the focus groups.ResultsThe themes identified from participants claiming compensation were a strong sense of entitlement and injustice, a difficult claims and settlement process, an inability to move on with life during the claims process, an extreme dislike of medico-legal assessments, the necessity of legal representation to assist with the claims process, and a perceived lack of trust about having to prove an injury or disability. The themes common to all participants were the significance of the trauma experience, the importance of family and social support, and, if self-employed, financial hardship and difficult experiences in returning to work.ConclusionsThe injury recovery experience was difficult for all subjects, but it was particularly stressful for those claiming compensation. Based on this study, the claims process, particularly medico-legal examinations, and other factors that could impact on injury recovery, are targets for further research, possible policy review, or legislative change.