Proposing “Mobile, Finance, and Information” Toolkit for Financial Inclusion of the Poor in Developing Countries

Since 2015, the Government of India has initiated and championed the effort for transforming the country with over 400 million unbanked adults into a cashless economy so that a majority of financial transactions can be carried over mobile devices, the most widely used information and communication t...

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Published inInformation in Contemporary Society Vol. 11420; pp. 228 - 235
Main Authors Potnis, Devendra, Gala, Bhakti
Format Book Chapter
LanguageEnglish
Published Switzerland Springer International Publishing AG 2019
Springer International Publishing
SeriesLecture Notes in Computer Science
Subjects
Cashless economy
Financial inclusion
Financial literacy
India
Information literacy
Mobile literacy
Poor
Online AccessGet full text
ISBN3030157415
9783030157418
ISSN0302-9743
1611-3349
DOI10.1007/978-3-030-15742-5_22

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Abstract Since 2015, the Government of India has initiated and championed the effort for transforming the country with over 400 million unbanked adults into a cashless economy so that a majority of financial transactions can be carried over mobile devices, the most widely used information and communication technology in the country. However, over 200 million adults earning less than $2 a day have no or little mobile, financial, or information literacy. This short paper reports a newly proposed interdisciplinary, six-step toolkit operationalized using a survey questionnaire, focus group prompts, and hands-on training for developing mobile, financial, and information literacy among the poor in developing countries like India. Implications for public libraries, governments, and the poor in developing countries and beyond are discussed at the end.
AbstractList Since 2015, the Government of India has initiated and championed the effort for transforming the country with over 400 million unbanked adults into a cashless economy so that a majority of financial transactions can be carried over mobile devices, the most widely used information and communication technology in the country. However, over 200 million adults earning less than $2 a day have no or little mobile, financial, or information literacy. This short paper reports a newly proposed interdisciplinary, six-step toolkit operationalized using a survey questionnaire, focus group prompts, and hands-on training for developing mobile, financial, and information literacy among the poor in developing countries like India. Implications for public libraries, governments, and the poor in developing countries and beyond are discussed at the end.
Author Gala, Bhakti
Potnis, Devendra
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  organization: Central University of Gujarat, Gandhinagar, India
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Notes Original Abstract: Since 2015, the Government of India has initiated and championed the effort for transforming the country with over 400 million unbanked adults into a cashless economy so that a majority of financial transactions can be carried over mobile devices, the most widely used information and communication technology in the country. However, over 200 million adults earning less than $2 a day have no or little mobile, financial, or information literacy. This short paper reports a newly proposed interdisciplinary, six-step toolkit operationalized using a survey questionnaire, focus group prompts, and hands-on training for developing mobile, financial, and information literacy among the poor in developing countries like India. Implications for public libraries, governments, and the poor in developing countries and beyond are discussed at the end.
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PublicationSeriesSubtitle Information Systems and Applications, incl. Internet/Web, and HCI
PublicationSeriesTitle Lecture Notes in Computer Science
PublicationSeriesTitleAlternate Lect.Notes Computer
PublicationSubtitle 14th International Conference, IConference 2019, Washington, DC, USA, March 31-April 3, 2019, Proceedings
PublicationTitle Information in Contemporary Society
PublicationYear 2019
Publisher Springer International Publishing AG
Springer International Publishing
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Snippet Since 2015, the Government of India has initiated and championed the effort for transforming the country with over 400 million unbanked adults into a cashless...
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SourceType Publisher
StartPage 228
SubjectTerms Cashless economy
Financial inclusion
Financial literacy
India
Information literacy
Mobile literacy
Poor
Title Proposing “Mobile, Finance, and Information” Toolkit for Financial Inclusion of the Poor in Developing Countries
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