Open banking : global development and regulation

"Open banking ends the proprietary control of customer information by banks and allows customers to share their banking financial data with third parties as a matter of right. It can also permit customers to allow others to remove funds direct from their bank accounts in return for goods and se...

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Bibliographic Details
Main Authors: De Pascalis, Francesco, (Author), Brener, Alan, 1955- (Author)
Format: eBook
Language: English
Published: Abingdon, Oxon ; New York, NY : Routledge, 2024.
Series: Routledge international studies in money and banking
Subjects:
ISBN: 9781003331339
1003331335
9781040022306
1040022308
9781040022337
1040022332
9781032363172
9781032363196
Physical Description: 1 online resource.

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Table of contents

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040 |a OCoLC-P  |b eng  |e rda  |c OCoLC-P 
020 |a 9781003331339  |q (ebook) 
020 |a 1003331335 
020 |a 9781040022306  |q (electronic bk. : PDF) 
020 |a 1040022308  |q (electronic bk. : PDF) 
020 |a 9781040022337  |q (electronic bk. : EPUB) 
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020 |z 9781032363196  |q (paperback) 
024 7 |a 10.4324/9781003331339  |2 doi 
035 |a (OCoLC)1412039614 
035 |a (OCoLC-P)1412039614 
100 1 |a De Pascalis, Francesco,  |e author. 
245 1 0 |a Open banking :  |b global development and regulation /  |c Francesco De Pascalis and Alan Brener. 
264 1 |a Abingdon, Oxon ;  |a New York, NY :  |b Routledge,  |c 2024. 
300 |a 1 online resource. 
336 |a text  |b txt  |2 rdacontent 
337 |a computer  |b c  |2 rdamedia 
338 |a online resource  |b cr  |2 rdacarrier 
490 0 |a Routledge international studies in money and banking 
520 |a "Open banking ends the proprietary control of customer information by banks and allows customers to share their banking financial data with third parties as a matter of right. It can also permit customers to allow others to remove funds direct from their bank accounts in return for goods and services. All of this is done securely with standardised 'application programming interfaces' (APIs). Open banking has developed in different ways and with different objectives across the globe. This book examines the empowering and enabling regulations that facilitate all this. This book compares a number of different open banking national strategies. These range from the focus of the UK and EU on enhanced competition to the more collaborative approaches in many East Asian jurisdictions. It also looks at the use of open banking for socio-economic purpose in Brazil and India. Here open banking forms part of a wider government programme to increase financial inclusion coupled with encouraging economic growth. This book will be valuable for fintech companies, policymakers and financial services regulators. Its overarching aim is to demonstrate the possibilities and challenges of open banking and how it is changing lives across the world"--  |c Provided by publisher. 
588 |a OCLC-licensed vendor bibliographic record. 
650 0 |a Financial institutions  |x Data processing. 
650 0 |a Financial services industry  |x Security measures. 
655 7 |a elektronické knihy  |7 fd186907  |2 czenas 
655 9 |a electronic books  |2 eczenas 
700 1 |a Brener, Alan,  |d 1955-  |e author. 
856 4 0 |u https://www.taylorfrancis.com/books/9781003331339  |y Full text